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H.R. 3913

To amend the Bank Holding Company Act of 1956 to require agencies to make considerations relating to the promotion of efficiency, competition, and capital formation before issuing or modifying certain regulations.

Amends the Bank Holding Company Act of 1956 with respect to certain prohibitions against proprietary trading by banking entities and certain relationships of such entities with hedge funds and private equity funds (Volcker rule).

Directs the Commodity Futures Trading Commission (CFTC), the Securities and Exchange Commission (SEC), and the appropriate federal banking agencies, when issuing or modifying any regulation related to such prohibitions, to consider: (1) whether it is necessary or appropriate in the public interest; (2) whether it will promote efficiency, competition, and capital formation; and (3) the impact it would have on competition.

Prohibits such agencies from adopting a regulation that would impose a burden on competition neither necessary nor appropriate in furtherance of the Act.

Directs such agencies to include in the statement of basis and purpose incorporated in the regulation the reasons for determining that any burden on competition imposed by the regulation is necessary or appropriate in furtherance of this Act.

Ordered to be Reported by the Yeas and Nays: 32 - 22.

Rep. Duffy, Sean P. [R-WI-7](R-WI)Sponsor
1 cosponsor1 R
1cosponsors1committees6actions11subjects
  • Introduced in HouseJan 16, 2014
  1. Committee

    Ordered to be Reported by the Yeas and Nays: 32 - 22.

  2. Committee

    Committee Consideration and Mark-up Session Held.

  3. Committee

    Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.

  4. IntroReferralH11100

    Referred to the House Committee on Financial Services.

  5. IntroReferralIntro-H

    Introduced in House

  6. IntroReferral1000

    Introduced in House

To amend the Bank Holding Company Act of 1956 to require agencies to make considerations r… — Informed