TRUST Act of 2025
Bill journey · stage 2 of 5
Under committee review
What it doesSummary introduced in house (Jul 17, 2025)
Tailored Regulatory Updates for Supervisory Testing Act of 2025 or the TRUST Act of 2025
This bill permits additional small insured depository institutions that are considered well-capitalized and well-managed (per their most recent examination) to qualify for less frequent examinations conducted by federal financial regulators. Specifically, the bill raises the maximum asset level that qualifies an institution for less frequent examinations from less than $3 billion to less than $6 billion.
What just happenedMay 13, 2026
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Who’s behind it
- Referred in SenateMay 13, 2026
- Engrossed in HouseMay 12, 2026
- Reported in HouseSep 8, 2025
- Introduced in HouseJul 17, 2025
- May 13, 2026IntroReferral
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- May 12, 2026FloorH38310
Motion to reconsider laid on the table Agreed to without objection.
- May 12, 2026FloorH37300
On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H3358)
- May 12, 2026Floor8000
Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H3358)
- May 12, 2026FloorH8D000
DEBATE - The House proceeded with forty minutes of debate on H.R. 4478.
- May 12, 2026FloorH30000
Considered under suspension of the rules. (consideration: CR H3357-3359)
- May 12, 2026FloorH30300
Mr. Hill (AR) moved to suspend the rules and pass the bill.
- Sep 8, 2025CalendarsH12410
Placed on the Union Calendar, Calendar No. 209.
- Sep 8, 2025CommitteeH12200
Reported by the Committee on Financial Services. H. Rept. 119-252.
- Sep 8, 2025Committee5000
Reported by the Committee on Financial Services. H. Rept. 119-252.
- Jul 23, 2025Committee
Ordered to be Reported by the Yeas and Nays: 48 - 0.
- Jul 23, 2025Committee
Committee Consideration and Mark-up Session Held
- Jul 22, 2025Committee
Committee Consideration and Mark-up Session Held
- Jul 17, 2025IntroReferralH11100
Referred to the House Committee on Financial Services.
- Jul 17, 2025IntroReferralIntro-H
Introduced in House
- Jul 17, 2025IntroReferral1000
Introduced in House