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H.R. 3183

To amend the Consumer Financial Protection Act of 2010 to provide consumers with a free annual disclosure of information the Bureau of Consumer Financial Protection maintains on them, and for other purposes.

Amends the Consumer Financial Protection Act of 2010 to direct the Consumer Financial Protection Bureau (CFPB) to: (1) disclose to a consumer all information (and their sources) held by the CFPB with respect to that consumer, including any person or other federal department or agency to which the CFPB disclosed the information; and (2) truncate in the disclosure the first five digits of the consumer's Social Security number (or similar identification number), if the consumer so requests and the CFPB has received appropriate proof of the requester's identity.

Permits consumers to request such a disclosure: (1) online, with a link prominently displayed on the CFPB website; (2) via U.S. mail; and (3) via a toll-free telephone number.

Ordered to be Reported by the Yeas and Nays: 32 - 25.

Rep. Westmoreland, Lynn A. [R-GA-3](R-GA)Sponsor
24 cosponsors1 D23 R
24cosponsors1committees6actions1related bills4subjects
  • Introduced in HouseSep 25, 2013
  1. Committee

    Ordered to be Reported by the Yeas and Nays: 32 - 25.

  2. Committee

    Committee Consideration and Mark-up Session Held.

  3. Committee

    Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.

  4. IntroReferralH11100

    Referred to the House Committee on Financial Services.

  5. IntroReferralIntro-H

    Introduced in House

  6. IntroReferral1000

    Introduced in House

To amend the Consumer Financial Protection Act of 2010 to provide consumers with a free an… — Informed