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S. 361

Prompt Notification of Short Sales Act

Prompt Notification of Short Sales Act - Requires each servicer of a home mortgage to provide in writing to a mortgagor of a residential mortgage loan specified prompt notifications and decisions regarding a written request of the mortgagor for a short sale of the dwelling or residential real property that is subject to the mortgage, deed of trust, or other security interest securing the mortgage loan.

Authorizes an aggrieved individual to bring a civil action for equitable relief and a monetary award of $1,000 for any violation of this Act.

Declares this Act inapplicable to certain residential mortgages entered into before its enactment whose mortgage agreements explicitly provide a procedure or terms for a short sale approval

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Sen. Murkowski, Lisa [R-AK](R-AK)Sponsor
6 cosponsors5 D1 R
6cosponsors1committees2actions2related bills2subjects
  • Introduced in SenateFeb 14, 2013
  1. IntroReferral

    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

  2. IntroReferral10000

    Introduced in Senate