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H.R. 2673

Portfolio Lending and Mortgage Access Act

Portfolio Lending and Mortgage Access Act - Amends the Truth in Lending Act with respect to the permission that a creditor may presume that a residential mortgage loan has met the requirement that, at the time the loan is consummated, the consumer has a reasonable ability to repay it, if the loan is a qualified mortgage.

Treats as a qualified mortgage any residential mortgage loan made by a creditor so long as it appears on the creditor's balance sheet (held on portfolio).

Committee on Banking, Housing, and Urban Affairs. Hearings held.

Rep. Barr, Andy [R-KY-6](R-KY)Sponsor
55 cosponsors4 D51 R
55cosponsors2committees6actions1related bills2subjects
  • Introduced in HouseJul 11, 2013
  1. Committee

    Committee on Banking, Housing, and Urban Affairs. Hearings held.

  2. Committee

    Ordered to be Reported by the Yeas and Nays: 36 - 23.

  3. Committee

    Committee Consideration and Mark-up Session Held.

  4. IntroReferralH11100

    Referred to the House Committee on Financial Services.

  5. IntroReferralIntro-H

    Introduced in House

  6. IntroReferral1000

    Introduced in House

Portfolio Lending and Mortgage Access Act — Informed