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S. 4755

Prohibit Auto Insurance Discrimination Act

Prohibit Auto Insurance Discrimination Act

This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include

  • gender,
  • employment status,
  • zip code,
  • census tract,
  • marital status, and
  • credit score.

Automobile insurers must make underwriting rules and rate filings available to the public.

The Federal Trade Commission may enforce a violation of these requirements as an unfair or deceptive act or practice.

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Sen. Booker, Cory A. [D-NJ](D-NJ)Sponsor
1committees2actions1related bills9subjects
  1. IntroReferral

    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

    Banking, Housing, and Urban Affairs Committee
  2. IntroReferral10000

    Introduced in Senate