Fuel Grid Distribution Loan Pilot Program Act - Amends the Department of Agriculture Reorganization Act of 1994 to direct the Administrator of the Rural Utilities Service to establish a five-year biofuels and natural gas distribution utility pilot loan program to add cooperatives and municipally or privately owned biofuels or natural gas distribution utilities to the list of utilities eligible for Rural Utilities Service loans.

Makes such loans available only to utilities serving an area under the jurisdiction of a local government that has a population of not more than 50,000 people and energy prices higher than 200% of the national average for energy prices.