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Bill119th CongressFiled Sep 8, 2026Finance and Financial Sector
H.R. 10325

To increase the mandatory contribution amount of Federal Home Loan Banks to the Affordable Housing Program, and for other purposes.

Bill journey · stage 1 of 5

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What it doesSummary introduced in house (Sep 8, 2026)

This bill increases the required contributions of Federal Home Loan Banks to the Affordable Housing Program established by each bank. These programs subsidize interest rates for member banks to finance (1) mortgages for low- and moderate-income individuals; and (2) the purchase, construction, or rehabilitation of affordable rental housing.

Specifically, the bill increases the percentage of yearly net income that each Federal Home Loan Bank must contribute to these programs from 10% to 15%. 

What just happenedSep 16, 2026

Ordered to be Reported Unfavorably (Amended) by the Yeas and Nays: 21 - 28.

Who’s behind it

Rep. Waters, Maxine [D-CA-43](D-CA)Sponsor
Read on Congress.gov
1committees5actions4subjects
  1. Sep 16, 2026Committee

    Ordered to be Reported Unfavorably (Amended) by the Yeas and Nays: 21 - 28.

    Financial Services Committee
  2. Sep 16, 2026Committee

    Committee Consideration and Mark-up Session Held

    Financial Services Committee
  3. Sep 8, 2026IntroReferralH11100

    Referred to the House Committee on Financial Services.

    Financial Services Committee
  4. Sep 8, 2026IntroReferralIntro-H

    Introduced in House

  5. Sep 8, 2026IntroReferral1000

    Introduced in House