To require life and disability insurers to disclose an insurance applicant's medical test results to the applicant, unless the applicant specifically declines to receive the results, and otherwise to restrict the disclosure of such results by such insurers.
Bill journey · stage 2 of 5
Under committee review
What it doesSummary introduced in house (Oct 1, 1997)
Requires that a life or disability insurer, if the insurer requires an applicant for life or disability insurance to submit to a medical examination or test, ensure disclosure to the applicant of the test results. Prohibits the insurer from disclosing the results to any other person, except under a written authorization made by the applicant, pursuant to certain legal process, or to a public health authority when expressly required by law. Provides for civil actions for violations of this Act by any aggrieved person, allowing recovery of statutory, compensatory, and punitive damages and attorney's fees. Declares that, for provisions of Federal law commonly known as the McCarran-Ferguson Act prohibiting Federal insurance law from preempting State law unless the Federal law specifically relates to the business of insurance, this Act shall be considered to specifically relate to the business of insurance.
What just happenedOct 15, 1997
Referred to the Subcommittee on Health and Environment.
Who’s behind it
- Introduced in HouseOct 1, 1997
- Oct 15, 1997CommitteeH11000
Referred to the Subcommittee on Health and Environment.
Health and Environment Subcommittee - Oct 15, 1997CommitteeH11000
Referred to the Subcommittee on Finance and Hazardous Materials.
Finance and Hazardous Materials Subcommittee - Oct 1, 1997IntroReferralH11100
Referred to the House Committee on Commerce.
Energy and Commerce Committee - Oct 1, 1997IntroReferralIntro-H
Introduced in House
- Oct 1, 1997IntroReferral1000
Introduced in House